A Nationwide Direct Lender to Real Estate Investors
Get the capital, tools, and support you need to jumpstart or grow your real estate portfolio - with no doc rental loans from 4.000% and bridge loans from 6.990%.
RENTAL
No Doc Program
30yr Fixed Rate
5/1, 7/1, 10/1 ARMs
600+ mid-FICO
No Experience Needed
Foreign Nationals
Non-Owner Occupied Only
From:
4.000%
FIX-N-FLIP
No Doc Program
12 - 24mo Interest Only
No Pre-Pay Penalty
No FICO Minimum
No Experience Needed
Foreign Nationals
Non-Owner Occupied Only
From:
6.990% IO
BRIDGE
No Doc Program
12 - 24mo Interest Only
No Pre-Pay Penalty
No FICO Minimum
No Experience Needed
Foreign Nationals
Non-Owner Occupied Only
From:
6.990% IO
GROUND UP
No Doc Program
12 - 24mo Interest Only
No Pre-Pay Penalty
620+ mid-FICO
Experience Required
Foreign Nationals
Non-Owner Occupied Only
From:
9.990% IO
+
30yr Fixed Rate starting at 4.000%
Skip the bank. Purchase or refinance a long term rental with a 30yr no doc loan.
30yr Fixed from 4.000%
80% Max LTV Purchase & Refinance
75% Max LTV Cash Out Refinance
$100,000 Minimum As-Is Value
$75,000 Minimum Loan Amount
640+ mid-FICO
SFR, MF 2-4 Unit, Condo, Townhome
Non-Owner Occupied
1.00x Min DSCR: Up to 70% LTV
1.15x Min DSCR: 70.01 - 80% LTV
Single-Asset Loans & Blanket Loans
+
Capital on Standby.
Orbit the competition by funding your next fix-n-flip in as few as 2 days.
1 - 2 Year Bridge from 6.990%
12 - 24 Months IO
80% Max LTV-Purchase Price
80% Max LTV-ARV | 100% Renovation
$100,000 Minimum As-Is Value
$100,000 Minimum Loan Amount
580+ mid-FICO
SFR, MF 2-4 Unit, Condo, Townhome
Non-Owner Occupied
No Pre-Pay Penalty
Foreign Nationals Qualify
+
Time is Everything.
Get approved for a Line of Credit up to $5,000,000 to use on any approved project and close every deal in as few as 7 days.
PLATINUM FIXED AT 7.75% IO
90% Max LTV Purchase
75% Max LTV-ARV | 100% Renovation
12-18 Month Term
$100,000 Minimum As-Is Value
680+ mid-FICO
SFR, MF 2-4 Unit, Condo, Townhome
No Pre-Pay Penalty
Non-Owner Occupied
$5,000,000 Max Line of Credit
Experience: 5 investment projects in past 3 years
Liquidity: 20% of approved Line amount
Net Worth: 30% of approved Line amount
PFS, Track Record, REO, HUDs to Verify Experience
+
Build without a Bank.
Get approved for a Line of Credit up to $5,000,000 to use on any approved project and break ground in 21 days or less.
Loan Parameters
1-2 Year Term
10.99% IO Non-Dutch | 10.49% IO Dutch
No Pre-Pay Penalty (6 Months Yield Maintenance)
60% LTC-Initial (shovel ready with plans and permits in hand)
75% Total Project Cost
70% LTC-Total | 65% ARV-LTV
SFR, MF 2-4 Unit, Condo, Townhome, PUDs
Non-Owner Occupied
Foreign Nationals Qualify (5% reduction to max LTC/LTV/ARV)
Licensed GC Required for all Construction Items
Full Recourse Guaranty from at least (1) one qualifying individual holding an interest in the Borrower > 20%
