A Nationwide Direct Lender to Real Estate Investors 

Get the capital, tools, and support you need to jumpstart or grow your real estate portfolio - with no doc rental loans from 4.250% and bridge loans from 6.990%.

Modern House Exterior

RENTAL

No Doc Program

30yr Fixed Rate

5/1, 7/1, 10/1 ARMs

600+ mid-FICO

No Experience Needed

Foreign Nationals

Non-Owner Occupied Only

From:

4.250%

Fix-N-Flip

FIX-N-FLIP

No Doc Program

12 - 24mo Interest Only

No Pre-Pay Penalty

No FICO Minimum

No Experience Needed

Foreign Nationals

Non-Owner Occupied Only

From:

6.990% IO

Apartment Building

BRIDGE

No Doc Program

12 - 24mo Interest Only

No Pre-Pay Penalty

No FICO Minimum

No Experience Needed

Foreign Nationals

Non-Owner Occupied Only

From:

6.990% IO

Wood Frame of House

GROUND UP

No Doc Program

12 - 24mo Interest Only

No Pre-Pay Penalty

620+ mid-FICO

Experience Required

Foreign Nationals

Non-Owner Occupied Only

From:

9.990% IO

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30yr Fixed Rate starting at 4.250%

Skip the bank. Purchase or refinance a long term rental with a 30yr no doc loan.

30yr Fixed from 4.250%

80% Max LTV Purchase & Refinance

75% Max LTV Cash Out Refinance

$100,000 Minimum As-Is Value

$75,000 Minimum Loan Amount

640+ mid-FICO 

SFR, MF 2-4 Unit, Condo, Townhome

Non-Owner Occupied

1.00x Min DSCR: Up to 70% LTV

1.15x Min DSCR: 70.01 - 80% LTV

Single-Asset Loans & Blanket Loans

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Capital on Standby.

Orbit the competition by funding your next fix-n-flip in as few as 2 days. 

1 - 2 Year Bridge from 6.990%

12 - 24 Months IO

80% Max LTV-Purchase Price

80% Max LTV-ARV | 100% Renovation

$100,000 Minimum As-Is Value

$100,000 Minimum Loan Amount

580+ mid-FICO 

SFR, MF 2-4 Unit, Condo, Townhome

Non-Owner Occupied

No Pre-Pay Penalty

 

Foreign Nationals Qualify

Orbit CF - Matrix - BRIDGE - 03.01.2021.

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Time is Everything.

Get approved for a Line of Credit up to $5,000,000 to use on any approved project and close every deal in as few as 7 days.

PLATINUM FIXED AT 7.75% IO

90% Max LTV Purchase

75% Max LTV-ARV | 100% Renovation

12-18 Month Term

$100,000 Minimum As-Is Value

680+ mid-FICO 

SFR, MF 2-4 Unit, Condo, Townhome

No Pre-Pay Penalty

Non-Owner Occupied

$5,000,000 Max Line of Credit

Experience: 5 investment projects in past 3 years

Liquidity: 20% of approved Line amount

Net Worth: 30% of approved Line amount

PFS, Track Record, REO, HUDs to Verify Experience

Orbit FS - Matrix - LOC & BRIDGE - 02.13

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Build without a Bank.

Get approved for a Line of Credit up to $5,000,000 to use on any approved project and break ground in 21 days or less.

Loan Parameters

1-2 Year Term

10.99% IO Non-Dutch | 10.49% IO Dutch

No Pre-Pay Penalty (6 Months Yield Maintenance)

60% LTC-Initial (shovel ready with plans and permits in hand)

75% Total Project Cost 

70% LTC-Total | 65% ARV-LTV

SFR, MF 2-4 Unit, Condo, Townhome, PUDs

Non-Owner Occupied

Foreign Nationals Qualify (5% reduction to max LTC/LTV/ARV)

 

Licensed GC Required for all Construction Items

Full Recourse Guaranty from at least (1) one qualifying individual holding an interest in the Borrower > 20%

Orbit FS - Matrix - LOC & GROUND UP - 02

 Contact Us

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We look forward to meeting you.

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