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New Construction Loans + Line of Credit
60% LTC-Initial (shovel ready with plans & permits in hand)
75% LTC-Construction (if it is < 65% of As-Completed Value)
70% LTC-Total (shovel ready with plans & permits in hand)
No Pre-Pay Penalty (6 Mo Yield Maintenance)
Platinum Borrower Approval
Loan Parameters
1-2 Year Term
9.75% IO (floor rate)
No Pre-Pay Penalty (6 Months Yield Maintenance)
60% LTC-Initial (shovel ready with plans and permits in hand)
75% Total Project Cost
70% LTC-Total | 65% ARV-LTV
SFR, MF 2-4 Unit, Condo, Townhome, PUDs
Non-Owner Occupied
Foreign Nationals Qualify (5% reduction to max LTC/LTV/ARV)
Licensed GC Required for all Construction Items
Full Recourse Guaranty from at least (1) one qualifying individual holding an interest in the Borrower > 20%
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